Everything you need to rock retirement is at your fingertips.

  • A Masterclass unlike any other that will teach you to create a resilient retirement plan to withstand changes in the market, your health, your relationships, and what you want to do with your life.

  • Planning tools like MoneyGuideElite℠, YNAB, Everplans, Heroic and more.

  • Mentors with expertise in retirement planning, financial planning, law, business, and medicine.

  • Support from a private, like-minded, ad-free community of peers made up of retirees and those on the journey to retirement.

What you get with membership

  • Grab your thinking caps and get ready to go back to school! In RRU, you'll find all the educational resources you need to create a rewarding retirement. Expect a little math, a little writing, and lot of confidence that you are going to ace your retirement plan!

    • Retirement Master Class Our flagship educational offering, this course will teach you how to implement our agile planning approach and create your own retirement plan of record.

      Take all the incredible ideas you have for your retirement out of your head and transform them into an actionable, financially sound plan that will have you over-the-moon excited about the next chapter of your life.

    • Resource Center The central hub for decision trees, checklists, charts and other written resources covering topics from business planning to taxes and Social Security. Over 90 educational documents are available at your fingertips.

    • Decision Pods These mini-courses are designed to help you think through some of the major decisions of retirement in an organized way.

  • RRC membership includes access to software tools, checklists, and other online resources valued at over $2,800/year.

    MoneyGuideElite℠ is an interactive planning solution from the makers of MoneyGuidePro® that enables you to visually illustrate income distribution, tax planning, lifetime protection strategies, and the benefits and tradeoffs of annuities. Access to this advisor-only software is generally unavailable to retail customers.

    YNAB is an award-winning app, empowering you to spend on the things that are important to you. It's a game-changer for managing your finances, customized with our very own RRC templates.

    Guided Agile Retirement Management™ Each quarter, join Roger and the Coaching team for live meetups walking you through time-sensitive items you'll want to address as you plan to rock your retirement. Our proprietary Agile Retirement Management® process not only helps you create a plan but shows you how to adjust it as your life unfolds. This isn't just retirement planning; it's retirement doing.

    Retirement Income Style Awareness Survey® (RISA) Discover the retirement income strategy that best resonates with your personality and priorities using the assessment tool developed by industry leader Dr. Wade Pfau of Retirement Researcher.

    Everplans™legacy planning software gives RRC members peace of mind that everything important in their life is organized once and for all. It provides guides, resources and a platform so you can create a plan that contains everything your loved ones will need if something happens to you.

    Heroic goal-setting & personal development app RRC members receive lifetime access to Heroic, the widely praised personal development app that provides specific, actionable steps to becoming the best version of yourself.

    RRC Private Podcast Can't attend a live meetup? We've got you covered. Stream the meetup audio on your favorite podcast player with our RRC Private Podcast.

  • Chat with the team in the clubhouse or watch for live and local meetups with Roger and the rest of the gang.

    Roger WhitneyCFP® CIMA® CPWA® RMA® Club President

    Tracy Austin Director & Community Activator

    Nichole Mills Sergeant-at-Arms and Awesome Sidekick

    Tanya Nichols, CFP® Adjunct Faculty

    Andy Panko, CFP®, RICP®, EA Adjunct Faculty

    Kevin Lyles, JD CRPC® CRC® Retirement Coach and Head of Education 

    Mark Ross, RLA, MBA, CPLC, ACC The Kind Provocateur

    Kevin Sebesta, MBA, CRPC™, FIRE RetireMentor

    Bobby DuBois, M.D., PhD. Principal Energy Enthusiast

  • Our Annual RRC Roundup is the preeminent conference for retirees. Held over a weekend each fall, the Roundup features keynote speakers and small group discussions focused on retirement. It’s great to meet other members in person and share experiences while learning from RRC coaches and expert guests. Many a friendship has been made during the Roundup!

    Local Meetups We travel to different areas of the country a few times a year to offer area members a chance to gather for fellowship and topical discussion. Some of the places we’ve met: San Diego, Detroit, Denver, and at The Villages in Florida.

    Online Meetups We offer online meetups for our members throughout the year to teach or facilitate discussion around a wide range of topics pertinent to retirees and those with retirement on the horizon. Some recent meetups include discussions on international travel, taxes, navigating a serious illness, and setting up your retirement paycheck.

  • Not only does our annual RRC Roundup feature guest speakers, but we also have experts drop in from time to time for online meetups. Here are a few of them:

    Taylor Schulte, CFP® Define Financial

    Wade Pfau, PhD Retirement Researcher

    Danielle K. Roberts Boomer Benefits

    Joe Saul-Sehy The Stacking Benjamins podcast

    Christine Benz Morningstar

    Jim Saulnier & Chris Stein The Retirement & IRA Show

    Veronica McCain Savvy Retirement Coach

    Devin Carroll The Devin Carrol Show

    Fritz Gilbert The Retirement Manifesto

  • We leverage Mighty Networks to provide an easy-to-navigate forum for discussion, event postings, courses, and more. Only Rock Retirement Club members have access to content posted in our Clubhouse. No ads, no selling, no politics. Many a friendship has been made in the RRC!

Application to Become a Member

Did you know?

Financial advisors typically charge between 0.5% and 1.5% of assets they manage for you, with flat fees ranging from $1,000 to $3,000 for specific services and hourly rates from $150 to $400.*

If that seems steep to you, or you’re a DIYer, Rock Retirement Club membership is $899 annually. Stay for a year, or as most do, several years.

Our Guarantee Rocks If you’re not happy, we’re not happy. When you join RRC, you can relax knowing you're covered by our 100% money-back guarantee. If you’re not satisfied for any reason we will happily refund your purchase by request within the first 30 days of enrollment. Please note, a $40 processing fee will be deducted from the refund amo

* Investopedia article dated 6/29/2025 by Ashley Eneriz; reviewed by Charlene Rhinehart; fact checked by Michael Rosenston

"RRC has given me the tools to dream, evaluate my situation and find freedom knowing I have the best plan possible." - Kyle

"The Rock Retirement Club is my "Go To" for thoughtful and intelligent discussions on everything related to retirement." - Margaret

"RRC has given me the tools to dream, evaluate my situation and find freedom knowing I have the best plan possible." - Kyle "The Rock Retirement Club is my "Go To" for thoughtful and intelligent discussions on everything related to retirement." - Margaret

"The Club has helped me connect with people I would have never met." - Dan

"RRC has helped me relax and enjoy retirement." - Karen

"Joining the RRC was the best investment decision I ever made!” - Cindy

"The Club has helped me connect with people I would have never met." - Dan "RRC has helped me relax and enjoy retirement." - Karen "Joining the RRC was the best investment decision I ever made!” - Cindy

"We so enjoy the Rock Retirement Club. It’s an oasis… in a desert full of chattering hucksters. Your mission and our goals could not be better aligned.” - Matt & Pam

“It feels like being part of a community, as opposed to buying a service. That is unique and nice." - Nazanin I.

“I joined the RRC thinking I was just going to double check my financial plan for retirement. The club has great resources to do just that; but, as a member I discovered that the social side of retirement needed just as much consideration. I am now headed into retirement with financial confidence and focused on building the social elements of my plan.” - Bob

"We so enjoy the Rock Retirement Club. It’s an oasis… in a desert full of chattering hucksters. Your mission and our goals could not be better aligned.” - Matt & Pam “It feels like being part of a community, as opposed to buying a service. That is unique and nice." - Nazanin I. “I joined the RRC thinking I was just going to double check my financial plan for retirement. The club has great resources to do just that; but, as a member I discovered that the social side of retirement needed just as much consideration. I am now headed into retirement with financial confidence and focused on building the social elements of my plan.” - Bob

In our 2025 Member Survey, RRCers by and large said the main thing they’ve gotten out of their membership is confidence in their plan for retirement.